Ray Risner
Ray Risner
Principal
Di Smith
Di Smith
Senior Professional Agent

DM Insurance - Insuring Roswell & All of Georgia

DM Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Roswell and All of Georgia

Established in 2004, DM Insurance is an independent insurance agency serving individuals, families and business in our community and across Georgia including Roswell, Alpharetta, Cumming, Duluth, Jones Creek, Metro Atlanta and North Georgia. We provide a full spectrum of insurance products, including Home, Auto, Umbrella, Boat, Motorcycle, Recreational Vehicles, Business Liability, Workers Compensation, Health Benefits, Life and Cyber Attack protection.

Our mission is to provide insurance solutions that meet our clients’ unique and individual needs. Because we represent a great selection of financially strong and renowned insurance companies, we are able to develop customized insurance plans at an optimal value to our clients. As independent insurance agents, we work for YOU. We have access to multiple companies, and our commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products, and unparalleled advocacy.

We protect families, business and individuals as we provide advice and choices on important financial decisions. Our guidance is free to our customers as we help them navigate through the claim process and protect their future insurability.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

 

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Recent News & Updates

Does Health Insurance Cover Mental Health Treatment?

As reported on HealthCare.gov, mental health and substance abuse services are covered as essential benefits under all Marketplace plans. These plans are required to provide “parity” protections between medical and surgical benefits and mental health and substance abuse benefits. What this means, generally, is that the limits cannot be more restrictive for one than the other. This parity applies to: Financial limits, such as copayments,...

Is Taking The Accelerated Death Benefit Worth It?

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Owning commercial property carries significant risks, which is one reason many businesses elect to lease rather than own. Fire, theft, and natural disasters such as tornadoes and hurricanes can have a heavy financial impact. Commercial property insurance is designed to help mitigate the risk of owning commercial property. What Types Of Protection Does Commercial Property Insurance Provide? When a commercial property is leased or rented,...

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....