Ray Risner
Ray Risner
Principal
Di Smith
Di Smith
Senior Professional Agent

DM Insurance - Insuring Roswell & All of Georgia

DM Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Roswell and All of Georgia

Established in 2004, DM Insurance is an independent insurance agency serving individuals, families and business in our community and across Georgia including Roswell, Alpharetta, Cumming, Duluth, Jones Creek, Metro Atlanta and North Georgia. We provide a full spectrum of insurance products, including Home, Auto, Umbrella, Boat, Motorcycle, Recreational Vehicles, Business Liability, Workers Compensation, Health Benefits, Life and Cyber Attack protection.

Our mission is to provide insurance solutions that meet our clients’ unique and individual needs. Because we represent a great selection of financially strong and renowned insurance companies, we are able to develop customized insurance plans at an optimal value to our clients. As independent insurance agents, we work for YOU. We have access to multiple companies, and our commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products, and unparalleled advocacy.

We protect families, business and individuals as we provide advice and choices on important financial decisions. Our guidance is free to our customers as we help them navigate through the claim process and protect their future insurability.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

 

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Recent News & Updates

Understanding Your Auto Policy

Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else’s property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agents at DM Insurance in Roswell, Georgia can work with you to... Read Article

Homeowners Insurance: When Do You File a Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to frown on policyholders... Read Article

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, and for claims that could... Read Article

How to Control Workers Compensation Costs

Workers compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers compensation insurance. Our knowledgeable agents at DM Insurance in Roswell, Georgia are available to assist... Read Article