Ray Risner
Ray Risner
Principal
Di Smith
Di Smith
Senior Professional Agent

DM Insurance - Insuring Roswell & All of Georgia

DM Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Roswell and All of Georgia

Established in 2004, DM Insurance is an independent insurance agency serving individuals, families and business in our community and across Georgia including Roswell, Alpharetta, Cumming, Duluth, Jones Creek, Metro Atlanta and North Georgia. We provide a full spectrum of insurance products, including Home, Auto, Umbrella, Boat, Motorcycle, Recreational Vehicles, Business Liability, Workers Compensation, Health Benefits, Life and Cyber Attack protection.

Our mission is to provide insurance solutions that meet our clients’ unique and individual needs. Because we represent a great selection of financially strong and renowned insurance companies, we are able to develop customized insurance plans at an optimal value to our clients. As independent insurance agents, we work for YOU. We have access to multiple companies, and our commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products, and unparalleled advocacy.

We protect families, business and individuals as we provide advice and choices on important financial decisions. Our guidance is free to our customers as we help them navigate through the claim process and protect their future insurability.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

 

 

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Recent News & Updates

What Can I Do If My Car Is Stolen?

Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you. Check to Make Sure Your Car Has Actually Been Stolen... Read Article

Can Workers’ Comp Cover Injuries Developed Over Many Years?

Not all work-related injuries are caused by sudden accidents. Occupational diseases and cumulative trauma injuries can develop over time. Repetitive Stress Injuries If an employee is covered by workers’ compensation insurance, he or she should be entitled to receive compensation for repetitive stress injuries cause by overuse over a long period of time. Back pain and carpal tunnel syndrome are examples of this type of... Read Article

Safe Driving In Major Cities

While driving in a major city, you are likely to encounter traffic jams, bumper-to-bumper traffic, and large numbers of pedestrians and bicyclists. The following are safe driving tips to help smooth the way and reduce your risk of an accident. Avoid Driving During Rush Hour Peak rush hour traffic typically occurs from 7:00 a.m. to 9:00 a.m. and from 4:00 p.m. to 6:00 p.m. Stay... Read Article

Will Workers’ Comp Cover Employee Negligence?

Workers’ compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers’ compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault.... Read Article