Ray Risner
Ray Risner
Principal
Di Smith
Di Smith
Senior Professional Agent

DM Insurance - Insuring Roswell & All of Georgia

DM Insurance Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Roswell and All of Georgia

Established in 2004, DM Insurance is an independent insurance agency serving individuals, families and business in our community and across Georgia including Roswell, Alpharetta, Cumming, Duluth, Jones Creek, Metro Atlanta and North Georgia. We provide a full spectrum of insurance products, including Home, Auto, Umbrella, Boat, Motorcycle, Recreational Vehicles, Business Liability, Workers Compensation, Health Benefits, Life and Cyber Attack protection.

Our mission is to provide insurance solutions that meet our clients’ unique and individual needs. Because we represent a great selection of financially strong and renowned insurance companies, we are able to develop customized insurance plans at an optimal value to our clients. As independent insurance agents, we work for YOU. We have access to multiple companies, and our commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products, and unparalleled advocacy.

We protect families, business and individuals as we provide advice and choices on important financial decisions. Our guidance is free to our customers as we help them navigate through the claim process and protect their future insurability.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

 

 

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Recent News & Updates

How Will My Beneficiary Collect My Life Insurance Money?

When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the... Read Article

Is A Work-Sponsored Health Insurance Plan My Best Option?

If your employer offers health insurance, that doesn’t necessarily mean you have to buy it. Employees can choose to leave an employer-sponsored group plan in favor of Obamacare – the health insurance market. Do you know your best option? Each one has its pros and cons. What Are the Advantages of Employer-Sponsored Health Insurance? In most cases, workplace health insurance is less costly than an... Read Article

Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?

Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the... Read Article

Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference

Although a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living... Read Article